Unified Managed Household
Tax-smart, multi-account portfolio management.
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What is a unified managed household (UMH)?
The evolution from single-account management to multi-account portfolio management that aims to improve outcomes by minimizing tax drag.
We’re automating UMH so advisors can ignite organic growth.
According to a 2026 SEI survey, advisors are spending 48 hours a month, more than a full workweek, executing UMH tasks. That number jumps to 65 hours a month for advisors whose book size exceeds $500 million. Our goal is to give advisors those hours back.
Advisors and investors weigh in on the unified managed household.
We surveyed national panels of financial advisors and high-net-worth investors about UMH. Our findings suggest that investors:
- Understand the concept of UMH to limit tax drag on their portfolios
- Have assets held away from their financial advisors
- Could be motivated to consolidate assets with demonstrations of taxes they could save
Advisors ranked UMH highly, but they said a lack of automation and technology is limiting their ability to offer it broadly to clients.
Important Information
Unified Managed Household services expected to launch 2027. UMH services provided by SEI Investments Management Corporation (SIMC), a wholly owned subsidiary of SEI Investments Company (SEI). SEI surveyed 518 financial advisors about the unified managed household (UMH), also known as household portfolio management, between Jan. 27 and Jan. 29, 2026. The survey defined UMH as the ability to manage and coordinate all the investments and investment products held by a household (typically a couple) with the intent to improve performance by reducing taxes. Neither SEI nor its subsidiaries provide tax advice. Please note that (i) any discussion of U.S. tax matters contained in this communication cannot be used by you for the purpose of avoiding tax penalties; (ii) this communication was written to support the promotion or marketing of the matters addressed herein; and (iii) you should seek advice based on your particular circumstances from an independent tax advisor.